Can I get a mortgage if I’m a Contractor?
At Aspire Financial Services, we understand that being a self-employed professional comes with a unique set of circumstances and a level of independence that makes you different. We have a deep and wide understanding of the challenges you face when seeking a mortgage. Our role is to match your circumstances and requirements with the best lender for you.
As a contractor, you may wonder whether you can even get a mortgage? Well the answer is YES you can!
If you are looking for your first mortgage either now or in the future, don’t go stumbling around in the deep confusion that is the mortgage world, contact Aspire Financial Services and let us help you get the best advice.
Lenders determine your income in various ways by applying a formula of ‘number of weeks’ at your day rate, or percentages of income. There may also be varying criteria regarding how long you have been contracting and how long is remaining on your current contract. This I why you would benefit from the help of an experienced Mortgage Broker.
We fully understand that contractors do not necessarily work a 9 to 5 day. It can be difficult to find a Mortgage Broker to fit in with your schedule.
That is why we are available to meet with you and chat when and where it suits you, whether it is over the phone, online, or face to face – the choice is yours.
Why choose Aspire for Contractor Mortgages in North Devon?
With our whole of market access (meaning we can work with every lender in the UK), we have access to the absolute best deals available. Like you, we are independent, leaving us free to choose the best lender and mortgage for you.
Taking a personal approach by listening and carefully understanding your circumstances, we will source a mortgage product that fits your needs and requirements in the best way.
Book your free 30-minute consultation today.