Critical illness for your self or family in North Devon
A critical illness insurance policy will pay out a lump sum if you, or your children (if covered), are diagnosed with a serious illness or condition as listed in the policy. Depending on the type of critical illness policy and the provider chosen the list of illnesses covered can range from around 60 to over 150 conditions. Some policies allow you to add your children to the cover, by including a list of illnesses and conditions that particularly affect children.
Prepare for the unexpected! A critical illness will not only affect your life, but your whole family’s lives and lifestyle too – this is where critical illness cover helps.
Critical illness cover can be used for a variety of reasons:
- To cover essential expenses and commitments like mortgage payments, household expenses or credit commitments
- To cover medical expenses, perhaps seeking alternatives overseas.
- Home improvements to adapt your home to your critical illness
Typically, a Critical Illness policy will cover you against a variety of major conditions including
- Cancer
- Stroke
- Heart Attack / Angina
- MS / Motor Neuron Disease
- Diabetes / Kidney or Liver Failure
Are Critical Illness plans expensive?
Critical illness plans can be tailored to your budget and the amount of cover you need. Typically, we would build in an element of cover alongside your Life Insurance.
To find out more and understand how best to protect you and your family, book a free 30-minute consultation.