Author: Aspire FS

In 2017, 1,138,058 judgments were issued against consumers in England and Wales; an increase from 912,389 in 2016. The average value of a CCJ fell to £1,493 – 13 per cent down on the year before. In 2008 the average CCJ was £3,624 – more than double last year’s figure.

When it comes to your life insurance, you’ve got options
‘Single life’ policies cover just one person. A ‘joint life’ policy covers two people, and when one person on the policy dies, the money is paid out and the policy ends. You will need to decide whether the joint policy pays out on first or second death, as this will determine when the policy ends.

Fraudsters are using sophisticated ways to part savers from their money
Pension and investment scams are on the increase in the UK. Everyday fraudsters are using sophisticated ways to part savers from their money, and the Internet and advances in digital communications mean these kinds of scams are getting more common and harder to identify. A lifetime’s savings can be lost in moments.

Getting there could be easier than you think – but you’ll need to start young!
Parents could make their baby an adult millionaire by starting a pension pot when they are born. Children born this year could become millionaires by their 43rd birthday if their families contribute to a pension for the first 18 years of their lives[1].

There are many things to consider when looking to protect you and your family. It may not be the most exciting of subjects, but it answers one of our most basic desires – to keep safe all that we hold dear.