Two short stories to make you think.
1. Colin and Bekki? – Flexibility with a much better rate
2. James and Julie? – Mortgage Brokers can get exclusive deals
Having your cake and eating it
Steve asked me to help him sort out his mortgage. Although Steve works for a pensions and investments company he understands the complexity of the mortgage market and the value of using a good and experienced Mortgage Broker.
Having a business does not mean an easy Mortgage
Matthew and Karin contacted me in early 2020. They were currently living in rented accommodation despite having both previously been homeowners. Following divorce and remarriage, they had pulled together a 10% deposit, and planned to buy their ideal a 5-bed detached home with a purchase price of £499,000.
10 First Time Home Buyer Mistakes
Purchasing a home is perhaps the biggest financial commitment of your life, and it’s important to establish a good foundation for your financial and personal future. Yet there are many pitfalls for an inexperienced home buyer, and these mistakes can be costly in the long term.
Financial tips for property investors!
Property investment is well known to be an excellent and relatively secure form of wealth creation, accessible to people of any income who have the initiative to plan their investment strategy and tackle it one step at a time.
What are the Pros and Cons of Equity Release?
Equity Release allows a home owner aged over 55 to borrow against their home’s equity while still maintaining ownership of the home. You can receive a lump sum or regular payments, and the loan is due to be repaid when you die, sell the residence or move permanently from the residence.
Questions to ask your mortgage broker…….
When you are going through the home loan and mortgage application process, your mortgage broker can help navigate you through all the paperwork and different loan options to find the right loan for you. While the process might seem overwhelming, you might not know which questions to ask.
What about the Kids? Set them up for the future.
Building wealth for a solid financial future
As a parent, guardian or grandparent, you’ll want to provide the best future for your children or grandchildren that you can. Christmas is an excellent time to encourage children to start thinking about the value of money.
To downsize your home or not to downsize?
It can be a daunting prospect to think about selling the family home, but it is a decision that many decide is the right choice for them once the children have long moved out and the upkeep seems too onerous. However, people don’t often consider the impact this could have on their retirement, according to new research[1].
Confused About Equity Release?
Latest research has found that the majority of over-55s are confused by basic equity release terms and conditions.
This could be worrying for a section of the market that are increasingly using equity release products to release the money tied up in their home.